We've decided a number of things. First, we are going to do the snowball method for paying off credit cards. The first card has a very small amount on it. $237.23. It's not going to be easy. I don't really like defaulting to minimums on the other cards, but it'll definitely be faster than what I was going to do. And it makes sense. My husband isn't happy with the idea that we have to pay minimums on a credit card with nearly $3000 on it. That's the last one we'll pay. For the record, I'm a student, which is the only reason I haven't paid off this credit card yet. I bring in, currently, about $600 a month.

The great news is that I just landed a full-time job doing exactly what I want to do! My income will nearly double. My husband brings in the same amount. So, once I start working at this new company in two weeks, I'll start looking at raising the amount we can spend in bills every week.

The other thing is that I want to go on vacation. Since I just started this job, it looks like I'll have to go on vacation next year. Sucks! But I don't want to mess this opportunity up by leaving town for a week. So we will be starting a vacation fund after we get the emergency fund where it's supposed to be this month ($342).

Lastly, we will be starting a retirement fund. I'm going halfsies on all these savings goals. Everything is divided in half with the car fund, which we need to build up as quickly as possible. Hubby's car is pretty awful. My car is fine. After we build up the car fund and buy a car, then I'm at a loss of what to do.

Do I create another car fund? Do I save for a house? Lots of potential in that money, you know? Anyways, those are the strides we've made in the past couple of days.

February was a difficult month, financially. It was tough because we spent so much money. Izzy's car is falling apart, so it's been expensive on that front. We also switched phone carriers, and that was expensive too. At least we can put February behind us and get back on track in March.

March, I'm sticking to the basics. Once a week, we're going on our date, but not eating out other than that. Gas prices are on the rise, so we'll see what happens there. Hopefully, it won't affect how much I have to put aside for gas every week. But let's be realistic. If it keeps going up, I'm going to have to. Sunpass stays the same. Groceries stay the same. The rest of our income is pure savings. Which will be great since we have to buy Izzy a new car soon. That scares the crap out of me.

We have $2k saved so far. Hopefully, we'll be able to get at least another grand before his car dies. We'll see. Right now, he needs a new alternator. And we need to keep an eye on his oil level. There is supposedly a leak. I just don't know how accurate that is.

I'll be looking into saving for retirement too. Izzy has a retirement fund through his job. I don't though. We'll see. We are also down to $4900 (more or less) in credit card debt. I feel pretty low that I can't afford to go out and do the things I see my friends doing.

But I know that at the end of life, I'll have a nice savings, and they won't. So...it is what it is.